Where scams come from
Online scams can either take the form of malicious software such as a virus or spyware that is surreptitiously downloaded onto your computer as a way of stealing your passwords and getting access to your bank accounts, or else will rely on phishing emails and social engineering to extort money from you.
How to recognize a scam
The best way to recognize a scam is to remember the age-old saying, “If it sounds too good to be true, it probably is.” Many online scams will seem to offer you a great deal of money, all you have to do to get it is make a little deposit to cover the so-called processing fees. Scams that rely on installing malicious software on your computer, on the other hand, will try to trick you into downloading file, such as when a pop-up tells you your computer has been infected with a virus and to get rid of it, you just have to download the suggested (fraudulent) antivirus program.